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finance

Categories, FINANCE

PAY OFF DEBT OR SAVE MONEY | WHICH ONE DO YOU CHOOSE

You’ve committed to Living Within Your Means, but now, how do you decide whether you’re going to pay of debt or save money? Which is the smarter choice?

You want to get out of debt, but you’ve been told that you must have savings set aside. If you don’t have enough money to go around already, how do you prioritize? There isn’t one way to answer this question, but you can decide which one is better for you and your family by assessing your financial situation and consider these scenarios. Continue reading

Categories, FINANCE

LIVING WITHIN YOUR MEANS | HOW DO PEOPLE AFFORD … ANYTHING?

What does it mean to be living within your means? It depends. Approximately 50% of the United States population is considered middle class, lower middle class, or poverty class.

The median household income is $56,000 per year, and since I made well below that amount in 2016, I would be classified in the lower middle to poverty class. My budget was tighter than a skin tight leather jumpsuit.

However, I was aware of my circumstances and still able to survive living in Orange County, CA. It was tough, mind you, but I made it work. I had to, and I started like this.Continue reading

Categories, FINANCE

LIFE AS AN INTROVERT IN AN EXTROVERTED WORLD | PLUS, HOW TO MAKE THAT MONEY IN THIS WORLD

“You know, the first time I met you, I thought you were really snobby, because you weren’t saying anything to us.” Does anyone else get this as much as I do? No? Just me? I am an introvert, and I have been this way my entire life. Living life as an introvert in an extroverted world can be quite difficult at times.

Sometimes, I think about how much easier it would be if I could pretend to be outgoing and extroverted – but I can’t, and I won’t. That isn’t me. What’s even harder is finding a career that lets me be myself and succeed as I introvert my way. If you’re having trouble in your career search, don’t worry. I gotchu.Continue reading

Categories, FINANCE

5 OF THE BEST MONEY SAVING TIPS | SAVE OVER $10,000 IN ONE YEAR

My finance background has me on a constant budgeting kick. I’m always trying to figure out money saving tips that can help me as well as other people. As many people as I’ve met, I’ve never known anyone to be against saving money. Even some of the wealthiest people I know hold on to their dollars very tightly. Today, I’m going to share a few tips that’ll help you build up your savings to $10,000 in just one year.Continue reading

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