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finance

Top 5 Money Saving Travel Tips
Categories, FINANCE

Top 5 Money Saving Travel Tips

Traveling can be such an eye opening experience, but it’s one of those things you have to plan in advance (usually) in order to get the most bang for your buck.

Last year, I spent a great deal of time on airplanes and in hotels, but I would’ve taken a huge financial hit if I didn’t plan as well as I did. Here are my top 5 money saving travel tips to help you get the most of your travels. Let’s fly!Continue reading

How to Decide Whether to Pay Off Debt or Save Money, even when you don't have much to go around.
Categories, FINANCE

PAY OFF DEBT OR SAVE MONEY | WHICH ONE DO YOU CHOOSE

You’ve committed to Living Within Your Means, but now, how do you decide whether you’re going to pay of debt or save money? Which is the smarter choice?

You want to get out of debt, but you’ve been told that you must have savings set aside. If you don’t have enough money to go around already, how do you prioritize? There isn’t one way to answer this question, but you can decide which one is better for you and your family by assessing your financial situation and consider these scenarios. Continue reading

Financial Goals Planner and Tracker - Get a handle on your finances and focus on living within your means.
Categories, FINANCE

LIVING WITHIN YOUR MEANS | HOW DO PEOPLE AFFORD … ANYTHING?

What does it mean to be living within your means? It depends. Approximately 50% of the United States population is considered middle class, lower middle class, or poverty class.

The median household income is $56,000 per year, and since I made well below that amount in 2016, I would be classified in the lower middle to poverty class. My budget was tighter than a skin tight leather jumpsuit.

However, I was aware of my circumstances and still able to survive living in Orange County, CA. It was tough, mind you, but I made it work. I had to, and I started like this.Continue reading

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